AYUSHMAN BHARAT MAHATMA GANDHI HEALTH INSURANCE SCHEME 2021 ABMGHIS

Ayushman Bharat Mahatma Gandhi Health Insurance Scheme 2021: Registration, Eligible Beneficiary List

As you all know, health therapy is becoming very expensive in today's time. Keeping this in mind, the Ayushman Bharat Mahatma Gandhi Health Insurance Scheme has been started by the Government of Rajasthan. Today we are going to provide you all the important information related to this scheme through this article. Such as what is Ayushman Bharat Mahatma Gandhi Health Insurance Scheme ?, its benefits, purpose, eligibility, important documents, features, application process etc. So friends, if you want to get all the important information related to Ayushman Bharat Mahatma Gandhi Health Yojana 2021, then you are requested to read this article of ours till the end.
This scheme has been started by the Government of Rajasthan. Under this scheme, a health cover of ₹ 500000 wi

Ayushman Bharat Mahatma Gandhi Health Insurance Scheme

ll be provided to the beneficiaries. The scheme was launched by Rajasthan Chief Minister Ashok Gehlot on 30 January 2021. Under the Ayushman Bharat Mahatma Gandhi Health Insurance Scheme, 1 crore 10 lakh families will be benefited. The health cover under this scheme was earlier ₹ 330000, now it has been increased to ₹ 500000. Under the Ayushman Bharat Mahatma Gandhi Health Scheme 2021, up to ₹ 50000 for common ailments and up to ₹ 500000 for critical illnesses can be found. Under this scheme, both private and government hospitals can be treated.

Ayushman Bharat Mahatma Gandhi Health Insurance Scheme 2021 Premium

Under this scheme, medical expenses up to 5 days before hospitalization and up to 15 days after the hospitalization have also been covered. To avail this scheme, it is mandatory for the beneficiaries to show their Aadhaar card or Jan Aadhaar card. The total annual premium under Ayushman Bharat Mahatma Gandhi Swasthya Bima Yojana is Rs 1750 crores, out of which around 80% which is 1400 crores will be driven by the state government. Earlier 1401 packages were available under this scheme which has now been increased to 1576. State Potability will also be started soon under this scheme. Through this portability, beneficiaries can be treated free of cost in other states as well.

Key Highlights Of Ayushman Bharat Mahatma Gandhi Health Yojana 2021

 Large scope of Ayushman Bharat Mahatma Gandhi Health Insurance

Earlier, Ayushman Bharat Mahatma Gandhi Health Insurance Scheme was operated under the name Bhamashah Health Insurance Scheme. Then only the families of the National Food Security Scheme were eligible under this scheme. But now eligible families of Socio Economic Census have also been included under this scheme. So that the scope of this scheme is large. The Pradhan Mantri Ayushman Bharat Yojana is not operated in the state by the Rajasthan government. Because only the families included in the Socio Economic Survey 2011 in Ayushman Bharat Insurance Scheme were eligible. Under the Ayushman Bharat Mahatma Gandhi Health Scheme 2021, eligible families of both the Socio Economic Census and National Food Security have been included.

Objective of Ayushman Bharat Mahatma Gandhi Health Insurance Scheme

As you all know, there are many people in Rajasthan who are unable to get their treatment due to their financial condition. Ayushman Bharat Mahatma Gandhi Swasthya Bima Yojana has been launched by the Rajasthan government for all such people. The main objective of this scheme is to provide insurance cover to all eligible citizens of Rajasthan. So that he can get his treatment in any government or private hospital. Now the citizens of Rajasthan will be able to get their treatment up to ₹ 500000 for free without worrying about money. The health of the citizens of the state will also be improved through this scheme.

Benefits and features of Ayushman Bharat Mahatma Gandhi Health Insurance Scheme

  • Ayushman Bharat Mahatma Gandhi Swasthya Bima Yojana has been started by the Government of Rajasthan.
  • Up to ₹ 500000 health corpus will be provided to the beneficiaries under this scheme.
  • Ayushman Bharat Mahatma Gandhi Health Insurance Scheme has been launched by Rajasthan Chief Minister Ashok Gehlot Ji on January 30, 2021.
  • 1 crore 10 lakh families will be benefited through this scheme.
  • Earlier the health cover under this scheme was ₹ 330000, now it has been increased to ₹ 500000.
  • Under this scheme, treatment up to ₹ 50000 for common ailments and up to ₹ 500000 for critical illnesses can be found.
  • Under the Ayushman Bharat Mahatma Gandhi Health Insurance Scheme, both private and government hospitals can get their treatment done.
  • Under this scheme, medical expenses are covered up to 5 days before hospitalization and up to 15 days after hospitalization.
  • To avail the Ayushman Bharat Mahatma Gandhi Swasthya Bima Yojana, it is mandatory for the beneficiaries to show their Aadhaar card or Jan Aadhaar card.
  • The annual premium under this scheme is Rs. 1750 crores, out of which Rs. 1400 crores will be carried by the State Government.
  • Earlier 1401 packages were available under this scheme which has been increased to 1576.
  • State Potability will also be introduced under this scheme soon. This means that now the beneficiaries of this scheme will be able to get their free treatment in other states as well.
  • Earlier this scheme was known as Bhamashah Health Insurance Scheme.
  • Under this scheme, eligible families of Socio Economic Survey 2011 and National Food Security have been included.
  • Cashless treatment of beneficiaries will be done under this scheme.
  • This plan is a family floater scheme.
  • What are not covered under Ayushman Bharat Mahatma Gandhi Health Insurance Scheme?
  • Medical expenses due to overuse of any narcotics.
  • Congenital external diseases, anomalies etc.
  • Diseases arising from suicide or attempted suicide.
  • Unnecessary Plastic Surgery.
  • Vaccination is not covered under this scheme.
  • Hospitalization in an unnecessary situation
  • There is a surgical procedure to resemble the opposite sex, including hormone replacement therapy.
  • Unnecessary dental treatment.
  • Unnecessary vitamins and tonics.

Ayushman Bharat Mahatma Gandhi Health Scheme 2021 Claim Settlement

The beneficiaries will have to keep some necessary documents under the scheme during their treatment. Through these documents, the beneficiaries will be able to get their treatment done in the hospital. The document will be verified by the hospital. After which the hospital will contact the insurance company and settle the claim. This important document is Bhamashah card, nomination slip and Aadhaar card of the patient. To avail this scheme, it is mandatory for the Bhamashah card of the patient to be linked to the Aadhaar card. The family's HH ID number may also be required at the time of claim. After verification, a cashless treatment of up to Rs 5 lakh will be provided to the beneficiary.

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